Around 2 million people apply for Social Security Disability each year in the US.
The majority of these won’t make it past the first stages though, unfortunately. There are so many pitfalls and the whole process can be intimidating.
But it doesn’t have to be! Keep reading for these 5 common disability application mistakes to avoid.
1. Filing the Claim While Working
While there is no rule against filing when you’re working, there is a strong chance it won’t get accepted. A social security disability application suggests you need help because you cannot work.
This is why it’s important to do your research beforehand. You can learn more here about where to start. But if you’re earning an income and working this could be a contradiction to your application.
2. Applying Too Soon
To qualify you must have a condition that is set to last 12 months or longer. If you apply for social security disability benefits too soon, it’s harder to prove it’s long-term.
The examiner might assume that your condition will heal before the benefits kick in. Because of this, you should only apply once you’ve had your condition for a year or over.
3. Thinking the Consultive Exam is Enough Proof
Don’t start the disability application process without enough medical evidence. They think that the consultative exam they have to go through will be enough proof.
These consultants rarely offer the level of evidence you need to support your claim. It’s actually their job to go alongside your evidence to either prove or disprove your claim.
4. Not Following Your Prescribed Treatments
Not getting enough disability application documents is one thing. Another thing is not following or even getting the treatment recommended to you. The examiner looking into your claim looks at your treatment history too.
They want to see if you’ve had treatment and what doctors prescribe for you. And if you’re not following it, they could deny your claim because of this. They might think you’re hindering your recovery to claim and might not deem your case as legitimate.
5. Not Getting a Lawyer For Your Appeal
If your initial application gets denied, you’ll want to hire a lawyer to appeal for you. With legal representation, your chances of success are much higher. But a lot of people skip this step as they can’t afford one.
A lot of lawyers work on contingency. This means you pay them a percentage of what you get from the SSA. Once approves it’s either 25% of your disability back-pay or $6,000, whichever is less.
Common Disability Application Mistakes You Won’t Want to Make
These common disability application mistakes are easy to avoid if you’re prepared. Do your research and find out the right time to apply. You don’t want to apply if you’re working, and make sure you can prove your disability is long-term.
If you found this article helpful, be sure to check out our other blogs for more tips and tricks.